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Staking calculator (crypto)

Work out the rewards of staking crypto assets, compounding at the APY, after the tax withholding.

Indicative, high-risk calculation. The APY is not guaranteed and the asset price can fall. Rewards are taxed as savings income. Not financial advice.

The amount you put into staking.
The APY is the already-compounded annual yield. In crypto it can be very volatile and carries risk.
How many years you keep staking.
Withholding on the rewards. In Spain they are taxed as savings income (19% by default).
Net final value
€6,901
Gross final value
€7,347
Gross rewards
€2,347
Net rewards
€1,901

Staking growth

Show the chart data: Staking growth

Final value composition

Final value€7,347
  • Capital€5,00068%
  • Rewards€2,34732%

Information, not tax or financial advice.

How the staking calculator works

Staking means locking up crypto to help validate a network and, in return, earning rewards. This calculator projects how your position would grow by compounding those rewards at the stated APY.

How to read the result. The gross final value compounds the APY year after year. A withholding (19 % by default) is applied to the rewards: the net final value subtracts that tax.

Worked example (default values). €5,000 staked at 8 % APY for 5 years, with a 19 % withholding on the rewards:

  • Gross final value: €5,000 × 1.08⁵ ≈ €7,346.64.
  • Gross rewards: about €2,346.64.
  • Withholding (19 %): €445.86 → net rewards €1,900.78.
  • Net final value: €6,900.78.

An important note. Crypto APY is neither fixed nor guaranteed, and the asset's price can fall far more than you earn in rewards. It's among the riskiest products. Rewards are taxed as savings income. Not investment advice.

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