Staking calculator (crypto)
Work out the rewards of staking crypto assets, compounding at the APY, after the tax withholding.
Indicative, high-risk calculation. The APY is not guaranteed and the asset price can fall. Rewards are taxed as savings income. Not financial advice.
Staking growth
Final value composition
- Capital€5,00068%
- Rewards€2,34732%
Information, not tax or financial advice.
How the staking calculator works
Staking means locking up crypto to help validate a network and, in return, earning rewards. This calculator projects how your position would grow by compounding those rewards at the stated APY.
How to read the result. The gross final value compounds the APY year after year. A withholding (19 % by default) is applied to the rewards: the net final value subtracts that tax.
Worked example (default values). €5,000 staked at 8 % APY for 5 years, with a 19 % withholding on the rewards:
- Gross final value: €5,000 × 1.08⁵ ≈ €7,346.64.
- Gross rewards: about €2,346.64.
- Withholding (19 %): €445.86 → net rewards €1,900.78.
- Net final value: €6,900.78.
An important note. Crypto APY is neither fixed nor guaranteed, and the asset's price can fall far more than you earn in rewards. It's among the riskiest products. Rewards are taxed as savings income. Not investment advice.