Payroll income-tax withholding calculator
Work out the income-tax percentage withheld from your monthly payslip and how much it adds up to per year.
Indicative estimate using 2026 income-tax brackets (state + supplementary regional scale). It approximates the tax agency's withholding algorithm from your salary, contract type and personal and family situation; your actual withholding may differ. Not tax advice.
Information, not tax or financial advice.
How the payroll income-tax withholding calculator works
Income-tax withholding is a prepayment your employer hands to the tax office each month on your behalf. It's reconciled in your annual return: over-withheld and you get a refund, under-withheld and you pay. The calculator tailors the withholding to your personal and family situation (contract type, age, children, ascendants, disability, joint taxation and pension contributions), which lower it through the personal and family minimum.
How to read the result. The withholding rate is the share of your gross prepaid. The withholding per payment is that amount in euros.
Worked example (default values). €30,000 gross over 14 payments, open-ended contract, single, age 30, no children:
- Withholding rate: 16.4 %.
- Withholding per payment: about €352 → net per payment €1,652.
- Annual withholding: €4,926.
Raise the salary and the rate rises, because income tax is progressive; add children or a pension contribution and it falls.
An important note. It approximates the tax agency's withholding algorithm using the state + supplementary regional scale. The real figure may differ depending on your region. Not tax advice.